During 2017 the RBA has not change their interest rate settings. So what’s in store in 2018? If you believe the financial markets, the RBA will do more of the same for much of 2018, and perhaps further into the future. A recent article in the SMH says in September the financial market was betting that official interest rates […]

The holiday season is the most fun time of year, but many are left paying the bills for months afterwards. A recent survey by ASIC Money Smart reveals we spend around $1000 each at this time of year, with the average credit card debt coming in at over $1,600. So if you’re trying to minimise your […]

This week the Commonwealth Bank launched a major overhaul of its lending policies. The crackdown will toughen existing lending policies to reduce the borrowing capacity of people buying homes or investment properties.  There’s also the introduction of new measures that will make it harder for borrowers in higher-risk suburbs to get home or investment loans. […]

A new survey has found around 45% of Australian homeowners are not asking for a lower interest rate on their home or investment loans. Last month almost 1,300 homeowners with a mortgage were surveyed by Finder.com and the results are staggering: 9% didn’t know they could ask for a discount, and 36% simply did not bother to ask. For […]