Recently we have seen a rise in interest rates on home and investment loans. Higher interest rates are the last thing we need. But you don’t have to simply accept the interest rate increase, you should look around to find a better deal. Importantly, some Lenders are offering a $1,500 cashback when you refinance. We […]

A recent article in the Sydney Morning Herald said home loan borrowers should shop around to get the best interest rate. The article explains how Westpac’s recent interest rates rise could be the starting gun for the other big banks to follow. Already, most of the smaller lenders have raised their variable mortgage rates during […]

Interest rates have been at historic low levels and now the major banks are lifting rates. So how do you know if you’ve got the lowest interest rate possible? Firstly, it’s important you know most banks have “under the counter” rates that are lower than the advertised interest rate. Whether you have a home loan, […]

These days it’s common knowledge that banks give new customers lower interest rates than existing customers. So what can you do about it? If your current bank won’t give you the lowest rate, it’s time to change banks. Here are the top 3 tips to get a better deal on your home loan. Tip 1 […]

Interest rates are at historic low levels, but how do you know if your bank is giving you the lowest rate on your loans? Whether you have a home loan, investment loan or business loan, you should always try to negotiate a lower interest rate for these loans. What does your bank look at There […]