Over the past few years borrowers have ridden the bank rollercoaster, but borrowers’ budgets are bound to increase under a proposed change announced by the banking regulator. The recent borrowing capacity crunch brought on by increased scrutiny on living expenses looks set to ease, with the banking regulator (APRA) proposing to ease the interest rate […]

Recently the banks started to scrutinise living expenses when you need to borrow. They will closely analyse the last 3-6 months bank statements which can lower your borrowing capacity. I will help you with your weekly budget to increase your borrowing capacity, and make this process easy for you.  

I’m different to other brokers because I take the time to listen and understand my Clients.  I then go a few steps further to help you make the right decision. I will prepare a comprehensive Borrowing Plan for you – this gives you all the information you need to make the right decision.

On Tuesday APRA (Banking Regulator) proposed to unwind a key constraint that was put on lenders during the property boom. APRA proposed scrapping a rule that has meant all home loan borrowers are assessed on their ability to manage repayments with 7.25 per cent interest rates. This means Borrowers will be able to borrow tens […]

A few months ago the Banking Royal Commission recommended Brokers be paid by the Borrower. However, this will not be adopted by the new Liberal Government and will be reviewed in three years’ time. This means I will be paid by the Lender you choose, and not paid by you.