The Reserve Bank of Australia is concerned that banks are loosening their lending standards for property investors. The RBA says it’s prepared to act to tighten investor lending standards unless the banks do so themselves. The RBA first became concerned about investor lending in the housing market in 2014. This was due to proportion of loans […]

Are you looking to buy property and want to negotiate the right price?  Or, do you know the current value of your home or investment property? Why rely on real estate agents or property websites for the value of a property, when you can get independent property reports you can trust. Core Logic RP Data are Australia’s leading […]

When you’re looking to buy property beware of the 1 bedroom apartment problem. The minimum “liveable” floor area for most lenders is 40 square metres. Some banks won’t lend below the minimum and other banks will only lend up to 80% of the value. So what does “liveable” floor area mean? It means the internal […]

There are many benefits to buying a residential property off-the-plan but for many, it is a completely new way of purchasing property. Here’s the 7 most common questions first-time purchasers ask when buying of off-the-plan property.  Will the display be identical to my apartment layout? The display suite will show a level of finishes but […]

Noel Whittaker is author of many books on personal finance and regularly publishes Making Money Made Simple in the Sydney Morning Herald. Noel’s recent article says the debate about housing affordability, and speculation about the direction of interest rates, have brought housing loans back into the spotlight. He explains many borrowers are even considering changing […]