Saving a deposit is the toughest challenge for first-home buyers. Many first time buyers are earning enough to borrow money but only have a low deposit to enter the property market. The federal government has promised to provide a helping hand. First Home Super Saver Scheme The First Home Super Saver Scheme will allow entry-level buyers to […]

How to protect yourself from the housing bubble All the experts say we are now in a housing bubble. Even the RBA say were in a housing bubble, and we need to be careful should property prices start to drop. Whether we are in a housing bubble or not, how do you protect yourself if […]

In July the ATO will start reporting on unpaid tax debts of more than $10,000 that are 90 days overdue. This information will be given to credit reporting agencies to include on business credit reports. At last count, the ATO had a collectable debt book of approximately $17 billion. 70 per cent of this comes […]

  If you’re swamped with credit card debt and personal loans, you can look at Debt Consolidation, but you need to be careful. You might end up paying more in the long term and reduce the equity in your home. What is debt consolidation? Debt consolidation is where you transfer your credit card debt and […]

Even if you find a helpful broker or bank, you need to make sure you get the right information to make your decision to refinance. There’s a good chance you can end up confused, as there are now over 1000 different home loan products in the market. Sorting through them is just as tricky as […]