Home loans are very confusing at the moment. With the recent borrowing changes by the banking regulator APRA. Plus, all the major banks increasing interest rates, how do you know if your home loan is still competitive? And what is the right lender and right loan product for you? At Craig Tracey Lending, I put […]
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Relax when buying property
When buying property, you normally get a Pre-Approval from your bank. But did you know, most Pre-Approval letters aren’t worth the paper they’re printed on? Most Banks will give you a Pre-Approval in 24 hours. Now this is very fast and seems appealing, but the problem is your application is approved by a robot, and […]
Breaking your fixed rate
Most home owners don’t want to break their fixed rate home loan. This is usually because the banks convince you not to. My Refinance Savings Calculator shows you how to save money by breaking your current fixed rate, and going to a lower fixed rate. This is really important if you fixed your home […]