There are many benefits to buying a residential property off-the-plan but for many, it is a completely new way of purchasing property. Here’s the 7 most common questions first-time purchasers ask when buying of off-the-plan property.  Will the display be identical to my apartment layout? The display suite will show a level of finishes but […]

Noel Whittaker is author of many books on personal finance and regularly publishes Making Money Made Simple in the Sydney Morning Herald. Noel’s recent article says the debate about housing affordability, and speculation about the direction of interest rates, have brought housing loans back into the spotlight. He explains many borrowers are even considering changing […]

The Commonwealth Bank is freezing new lending to property investors looking to switch banks. This means property investors can’t refinance their investment loan with CBA for a lower rate. It’s a move designed to slow strong growth in CBA’s lending to property investors. Loan refinancing makes up about a third of new lending activity, so CBA is effectively […]

It’s now a good time to review your weekly budget to see if you can find extra home loan repayments. Not only will this help you stay on top of your finances, it will help you to own your home sooner. Even a small increase in your weekly loan repayment will help you pay off […]

Self-employed borrowers come up against many challenges. Not being able to simply present payslips and tax returns to back up their loan applications doesn’t stop you from getting a better or buying property. How are self-employed loans different? Many lenders offer loans for self-employed borrowers who can’t hand over payslips and employment records. This means that, rather […]