If you’re swamped with credit card debt and personal loans, you can look at Debt Consolidation, but you need to be careful. You might end up paying more in the long term and reduce the equity in your home. What is debt consolidation? Debt consolidation is where you transfer your credit card debt and […]

Even if you find a helpful broker or bank, you need to make sure you get the right information to make your decision to refinance. There’s a good chance you can end up confused, as there are now over 1000 different home loan products in the market. Sorting through them is just as tricky as […]

  The recent crackdown on investment loans has seen a drop in investors entering the property market. Investors are cooling on the Australian property market, with investment loans falling sharply as Treasurer Scott Morrison encourages a crackdown on loans to investors. In January, investor loans passed 50 per cent of all loans for the first […]

Recently all the banks increased their variable and fixed rates. The RBA has kept the cash rate the same for many months now. But the banks have still increased interest rates for home loans, investment loans and business loans. Why did the banks increase lending rates now? The banks can change their interest rates at […]

If you love where you live and don’t want to move, then renovating can make your home feel brand new. Renovating will also improve the value of the most important asset for your family. When you start planning to renovate, it’s also a good time to think about the right lender and loan package for you. […]