Do you run your own business? Here’s some finance options to help your business grow in the new financial year….. WORKING CAPITAL Keeping on top of cash flow management. Making sure the day to day business operations keep running smoothly.   NEW OR IMPROVED SPACE Moving to a new office, setting up an additional shopfront or refurbishing […]

Housing affordability has been an issue for a long time. It’s just that some of the areas that are unaffordable now were affordable before. Experts are now saying prospective property owners should look outside their suburbs and invest in other locations. But they don’t have to physically move into their investment property. “You live and […]

Over the past six months the Australian Prudential Regulation Authority (APRA) has been cracking down on interest only lending. APRA has put a limit on interest-only lending to 30 per cent of total new residential mortgage lending, put restrictions on interest-only lending on loan to value ratios above 80 per cent, and asked for strong […]

Do you know the current interest rate on your home loan, investment loan or business loan? If you do, then you are ahead of most other people. In recent times, all the banks have made many changes to their interest rates. Now there are different interest rates for owner occupier, investment, interest only and loans […]

Does your mortgage broker give you all the information you need? While mortgage brokers can be a great resource if you have a more complicated home loan or want borrowing advice, before you go down this road it’s important to know exactly what you’re signing up for. So to help you decide, here’s some things most brokers […]