Over the past few months, the major banks have started to closely analyse your living expenses when you are want to borrow.
This means they will analyse your last six months bank statements, and this reduces most people’s borrowing capacity.
At Craig Tracey Lending we have a 3 step process…
- Living Expenses Planner -> You complete a simple budget planner
- Collect Bank Statements -> I collect your statements using bank-approved software that takes only 30 seconds
- Check and Confirm -> I do a “deep dive” into your Living Expenses and then confirm the right amount for borrowing capacity calculations
This means I will help you plan your weekly budget to increase your borrowing capacity and help you stay on top of your finances.
Click below to arrange a chat on your living expenses….